BreakFree offer EXTENDED to 9.15pm 31st March. Join #KleenezeforFREE with 10 catalogues if you are SERIOUS about starting making money from home but cannot invest in one of our Business Builder Kits.
We would recommend our Business Builder Kits for making money fast, but if you can't find the money to start and are happy to give out FREE catalogues to family, friends and nearby neighbours to raise the money for and qualify for FREE catalogues then perhaps this is for you.
If you do want to start this way, we would still recommend you watch the Online DVD and then register for more info
workfromhome.ajmmarketing.biz Information about this EXCITING Network Marketing Business.
Tuesday, 6 March 2012
Can you cope with Rising Mortgages?
With Santander, RBS and Halifax announcing mortgage increases, it is more than likely we will all end up paying out more.
Can you cope with that or are you one of the millions of homeowners who, already stretched, are worrying already about where you will find the extra money?
Do not fear, because we could have the solutions. Why not watch the Online Video and if you are interested in more information click here.
Can you cope with that or are you one of the millions of homeowners who, already stretched, are worrying already about where you will find the extra money?
Do not fear, because we could have the solutions. Why not watch the Online Video and if you are interested in more information click here.
Sunday, 4 March 2012
Many Students skipping class to pay for studies
40% can't afford university without a part-time job
A third of college and university students are missing lectures in order to work part-time, as rising university costs force them to pay their way through their studies.
A recent study of 1,000 students, by home shopping firm Kleeneze, also found that 40% of students questioned said they couldn’t afford to go to university without a part-time job and that one in ten had to take on two jobs around their studies. Almost a third (29%) of those questioned expect to have more than £20,000 in debt when they graduate and 31% expect to move back in with their parents.
Jamie Stewart, managing director for Kleeneze, said: “As the cost of going to university continues to rise, students are reliant on part-time jobs to supplement their student loans. “However, traditional student jobs often don’t provide the flexibility they need, which leaves them with a difficult juggling act to deal with and it’s prompted some to look at alternative earning opportunities. “We’ve seen enquiries from 18 to 20 year olds increase more than ten-fold in the last year as a result. Many are signing up to become Kleeneze distributors, because they want to control the hours they work and their earnings.”
The survey also revealed that 46% of students would like to be their own boss when they finish university and a fifth of those polled had been inspired by shows such as Dragon’s Den to become an entrepreneur. Jamie added: “There seems to be a real ambition in today’s students to run their own business. At Kleeneze we give people the opportunity to work for themselves, with the support of our network behind them. It’s given some of our student distributors a taste for being their own boss and some have gone on to work for Kleeneze full time after graduating.”
The survey of 1000 students was conducted by OnePoll on behalf of Kleeneze.
A recent study of 1,000 students, by home shopping firm Kleeneze, also found that 40% of students questioned said they couldn’t afford to go to university without a part-time job and that one in ten had to take on two jobs around their studies. Almost a third (29%) of those questioned expect to have more than £20,000 in debt when they graduate and 31% expect to move back in with their parents.
Jamie Stewart, managing director for Kleeneze, said: “As the cost of going to university continues to rise, students are reliant on part-time jobs to supplement their student loans. “However, traditional student jobs often don’t provide the flexibility they need, which leaves them with a difficult juggling act to deal with and it’s prompted some to look at alternative earning opportunities. “We’ve seen enquiries from 18 to 20 year olds increase more than ten-fold in the last year as a result. Many are signing up to become Kleeneze distributors, because they want to control the hours they work and their earnings.”
The survey also revealed that 46% of students would like to be their own boss when they finish university and a fifth of those polled had been inspired by shows such as Dragon’s Den to become an entrepreneur. Jamie added: “There seems to be a real ambition in today’s students to run their own business. At Kleeneze we give people the opportunity to work for themselves, with the support of our network behind them. It’s given some of our student distributors a taste for being their own boss and some have gone on to work for Kleeneze full time after graduating.”
The survey of 1000 students was conducted by OnePoll on behalf of Kleeneze.
The hidden cost of the cuts
The threat of redundancy is more prominent in today's economy.
In today’s climate, losing your job is a very real fear for many.
Thoughts of how you will be able to pay for your mortgage and feed your kids can be an incredibly panic inducing one. However, it’s often the smaller things that can see your situation spiralling out of control; a credit card you can’t pay for, a loan that you’d never worried about being able to afford before.
This was the situation Elaine and Martin Spafford found themselves in after Martin was made redundant from his job as a TV engineer. With five children, all of school age, between them suddenly they realised that they would have to come up with an alternative income and fast.
“I was a head housekeeper and receptionist in a hotel,” explains Elaine. “It was quite a distance for me to travel, though, and on minimum wage after paying for petrol, it really wasn’t worth it.
“Martin had been in his job for 28 years when they started making redundancies. At first, they hinted that some people would be made redundant, but you never knew exactly who it was going to be and they didn’t have voluntary redundancies. By the time he was actually made redundant, the package had decreased and Martin was feeling very disheartened with it all.”
Up until then, the couple had credit cards and loans that you would find in a usual household. It was all manageable and something they didn’t really think of as a problem. However, when Martin lost his job they realised it was something that could quickly spiral out of control.
“We’d never worried about debt before and we were managing just fine,” remembers Elaine. “We didn’t think about it – it was easy and we just used it for everyday life like many people do. If it hadn’t been for the change in our circumstances, we probably would have carried on in that vein without a thought. “However, when Martin was made redundant, we could see that without getting an income immediately, we wouldn’t be able to pay it off and we would have got into serious problems very quickly. His redundancy package meant that benefits were out of the question and realistically we didn’t want to go down that route anyway.”
Elaine had, in fact, a few years earlier tried Kleeneze. It wasn’t the right time and after deciding she didn’t understand the network marketing side of it enough, she left. The couple’s situation had now changed, though, and Kleeneze was once again on the cards.
“We knew we could make the income from the retail straight away to tide us over until we got to grips with the networking side of it all,” she explains. “In our first month we made £676. Within three months we were making over £700. By six months it was £1,200. That was all retailing. You can earn anything you want with the retailing.”
They were finally back in control, but it was more than having an income that gave them happiness. “Martin had really had enough of working for someone else by the time we joined Kleeneze,” said Elaine. “In fact, that was probably the main reason we joined. You know where you stand having your own business. Our last income was £2,200 and that’s just great considering we fit our hours in around all the family commitments we have as well. I know that if we want more, we can just do more. We’d never look back now.
I wish everyone could see the potential of Kleeneze.”
Thoughts of how you will be able to pay for your mortgage and feed your kids can be an incredibly panic inducing one. However, it’s often the smaller things that can see your situation spiralling out of control; a credit card you can’t pay for, a loan that you’d never worried about being able to afford before.
This was the situation Elaine and Martin Spafford found themselves in after Martin was made redundant from his job as a TV engineer. With five children, all of school age, between them suddenly they realised that they would have to come up with an alternative income and fast.
“I was a head housekeeper and receptionist in a hotel,” explains Elaine. “It was quite a distance for me to travel, though, and on minimum wage after paying for petrol, it really wasn’t worth it.
“Martin had been in his job for 28 years when they started making redundancies. At first, they hinted that some people would be made redundant, but you never knew exactly who it was going to be and they didn’t have voluntary redundancies. By the time he was actually made redundant, the package had decreased and Martin was feeling very disheartened with it all.”
Up until then, the couple had credit cards and loans that you would find in a usual household. It was all manageable and something they didn’t really think of as a problem. However, when Martin lost his job they realised it was something that could quickly spiral out of control.
“We’d never worried about debt before and we were managing just fine,” remembers Elaine. “We didn’t think about it – it was easy and we just used it for everyday life like many people do. If it hadn’t been for the change in our circumstances, we probably would have carried on in that vein without a thought. “However, when Martin was made redundant, we could see that without getting an income immediately, we wouldn’t be able to pay it off and we would have got into serious problems very quickly. His redundancy package meant that benefits were out of the question and realistically we didn’t want to go down that route anyway.”
Elaine had, in fact, a few years earlier tried Kleeneze. It wasn’t the right time and after deciding she didn’t understand the network marketing side of it enough, she left. The couple’s situation had now changed, though, and Kleeneze was once again on the cards.
“We knew we could make the income from the retail straight away to tide us over until we got to grips with the networking side of it all,” she explains. “In our first month we made £676. Within three months we were making over £700. By six months it was £1,200. That was all retailing. You can earn anything you want with the retailing.”
They were finally back in control, but it was more than having an income that gave them happiness. “Martin had really had enough of working for someone else by the time we joined Kleeneze,” said Elaine. “In fact, that was probably the main reason we joined. You know where you stand having your own business. Our last income was £2,200 and that’s just great considering we fit our hours in around all the family commitments we have as well. I know that if we want more, we can just do more. We’d never look back now.
I wish everyone could see the potential of Kleeneze.”
Want help with rising Petrol Prices?
We have some good news & some bad news..... - We'll start with the bad: Today we see once again a hike in fuel prices hitting our pockets hard. A problem for us all! - Now the good news: There is a solution, people are earning extra income capitalising on the recession, not letting it determine their future. To find out more watch the video
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